What are the Options I Have for financing?
CareCredit® for Better Vision
The doctors at AVI would like to make vision correction an option for all of our patients. That’s why we’re pleased to offer the CareCredit® card, North America’s leading patient payment program. CareCredit® lets you begin your procedure immediately — then pay for it over time with low monthly payments that fit easily into your monthly budget. Now you don’t have to save up for years to finally get the vision you’ve always wanted.
CareCredit® cards work just like a regular credit card but are exclusive to healthcare services. CareCredit® offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including LASIK and Advanced Technology lens implants.
For Vision Procedures, CareCredit® Offers:
- Low minimum monthly payments
- No up-front costs, pre-payment penalties or annual fees
Your Medical Spending Account or Flex Plan
Medical Spending Accounts are also very attractive because these dollars are tax-sheltered – the funds you designate for a medical spending account are withheld from your paycheck WITHOUT being taxed. This allows you to use your projected health care expense money without being taxed for it, yielding significant annual savings to you.
Generally, most companies encourage an annual review of benefit choices. You can choose a medical spending account, giving you the opportunity to create the health care package that most closely meets the medical and financial objectives for yourself and your family. If your company offers any of these plans, they are usually open to all permanent employees and their immediate family members.
Flex Dollars,“Use them or lose them!”
Because of existing IRS regulations, if the amount you decide to put into your MSA, FP or FSA exceeds the actual expenses incurred by you or your immediate family members in the calendar Flex Plan year, the excess amount will be forfeited and may not be carried over to the next year. Just as important to remember, your employer cannot return any money remaining in your MSA, FP or FSA to you. So, now you have tax free funds – what’s better than spending them on GREAT VISION?