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Patient Financing

CareCredit® for Better Vision

AVI Providers would like to make vision correction an option for all of our patients. That’s why we’re pleased to offer the CareCredit® card, North America’s leading patient payment program. CareCredit® lets you begin your procedure immediately — then pay for it over time with low monthly payments that fit easily into your monthly budget. Now you don’t have to save up for years to finally get the vision you’ve always wanted.

CareCredit® cards work just like a regular credit card but is exclusive to healthcare services. CareCredit® offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including LASIK, BOTOX, JUVEDERM and advanced lens implants. Don’t put off improving your vision. Get your procedure now. Care Credit – Revolving Line of Credit – 0% deferred interest for up to 24 months.  Choose the plan that best suits your lifestyle.

For Vision Procedures, CareCredit® Offers:

  • Low minimum monthly payments
  • No up-front costs, pre-payment penalties or annual fees

We also accept cash, check, Mastercard, Visa, Discover, American Express, and most major insurances. Call our office for more details 757-229-4000

You’ll be seeing clearer in no time.

Your Medical Spending Account or Flex Plan

Great news! LASIK (Laser Vision Correction) and Advanced Technology IOLs (Multifocal and Toric lenses) are now included in your Medical Spending Account (MSA), Flex Plan (FP) or a Flexible Spending Account (FSA). These accounts, offered by most employers today, afford you flexibility and choice in planning your own health care spending.

Medical Spending Accounts are also very attractive because these dollars are tax-sheltered – the funds you designate for a medical spending account are withheld from your paycheck WITHOUT being taxed. This allows you to use your projected health care expense money without being taxed for it, yielding significant annual savings to you.

Generally, most companies encourage an annual review of benefit choices. You can choose a medical spending account, giving you the opportunity to create the health care package that most closely meets the medical and financial objectives for yourself and your family. If your company offers any of these plans, they are usually open to all permanent employees and their immediate family members.

Flex Dollars,  “Use them or lose them!”

Because of existing IRS regulations, if the amount you decide to put into your MSA, FP or FSA exceeds the actual expenses incurred by you or your immediate family members in the calendar Flex Plan year, the excess amount will be forfeited and may not be carried over to the next year. Just as important to remember, your employer cannot return any money remaining in your MSA, FP or FSA to you. So, now you have tax free funds – what’s better than spending them on GREAT VISION?

Contact Advanced Vision Institute today and let us help you decide if using your medical spending account is the best financing option for you. Call our office at 757-229-4000 to learn about all of our financing options.

For any and all billing, statement, or balance due inquiries only, please contact 877-969-0392.  All other clinical related questions should go directly through your physician’s office line.

We’re happy to answer your questions and we can help you get financing, usually on the same day you come in.